INSURANCE Products for retired law enforcement officers

IARLEO has partnered with a major Insurance Agency to offer our membership proprietary access to insurance products specifically developed to address the unique exposures facing retired law enforcement officers today.

Information and benefits can be found in the “Members Only” section


– Limits from $250,000/ $250,000 to $2,000,000/ $2,000,000
– Deductibles available from $1,000 to $25,000
– Full Prior Acts coverage available
– Coverage available nationally (depending on class of business)
– Inquire about 140 classes we can underwrite in-house today!


In today’s society, we constantly hear about huge settlements in lawsuits filed against people involved in accidents. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Often times a person’s liability insurance for their auto or home is simply not enough. Umbrella insurance can protect you from serious liability issues that go beyond the liability limits of standard insurance policies.

As an extension of your auto or homeowners policy, umbrella insurance kicks in when the liability coverage of your other policies have been exhausted. The personal liability insurance plan offered to members of the IARLEO provides world-wide coverage for you and your family by paying claims that exceed the liability limits of your existing policies.

PSDA and its affiliated agencies have partnered with several highly-rated carriers that specialize in umbrella insurance coverage to bring IARLEO members a comprehensive, affordable policy.


The International Association of Retired Law Enforcement Officers has partnered with a major carrier to provide insurance coverage for retirees entitled to carry a firearm under the Law Enforcement Officers Safety Act (LEOSA).

What is LEOSA?
The Law Enforcement Officers Safety Act (LEOSA) was enacted in 2004; it is also referred to as H.R. 218. The regulation allows two classes of persons – active and retired law enforcement officers – to carry concealed firearms in any jurisdiction of the U.S. Click here for more information.

Why is the LEOSA Self-Defense Plan necessary?
Under LEOSA, eligible retired law enforcement officers are legally entitled to possess a firearm for self-defense. Unfortunately, most traditional homeowner’s policies specifically exclude losses resulting from the use of such a weapon – regardless of the circumstances. The individual would be financially liable for any legal costs resulting from its use.

What are the eligibility requirements?

  • A minimum ten years’ service within a law enforcement agency.
  • Proof (via certification or agency-issued ID) that the applicant has been found to meet the active duty standards for qualification in firearms training.

Special offers will be listed in the “Members Only section